Scenario Parameters
Used to evaluate Help to Buy Scheme (Shared Equity) eligibility.
Total estimated savings
Entry Cost Analysis for Queensland (QLD)
Traditional 20% Deposit
No incentives, requires standard 20% deposit + full stamp duty.
5% Deposit Scheme
Combines first home concessions and active federal schemes.
Help to Buy (Shared Equity Status)
Excellent news! Your inputs meet all the requirements. You are eligible to buy with just a 2% personal deposit, and the federal government will co-invest as a silent equity partner.
Note: If you qualify, the Shared Equity Scheme enables you to secure homeownership with as low as a 2% deposit.
Disclaimer: This calculator provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.